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Arab countries lost US$2.5 trillion for the past 4 months from the world financial fallout.

COMMENT.

World financial architecture need to be change as both conventional and Islamic financial system seems vulnerable in the current world's financial and economic fallout. A highly leverage banking business model look outdated and should be change with a new banking model of "every dollar of bank capital for every dollar of loan" to prevent a systemic risk and further bailout in the future.

In a zero interest rate environment, customers deposit should be manage differently using a wealth management busines model instead, to give them a better return.

Meanwhile, a fresh round of banks write off and recapitalization using government funds can be expected all over the world especially in the U.S.